Famously, Mr Micawber's recipe for happiness from David Copperfield is: 
"Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery."

  • 12 pence in a shilling
  • 20 shillings in a pound

Charles Dickens actually had quite a lot to say on the subject of money.  From Great Expectations: "So now, as an infallible way of making little ease great ease, I began to contract a quantity of debt."
He equates a debt free life with happiness.  We would go further.  A debt free live WITH SAVINGS allows you to take the opportunities that come your way.   A dream job with a lower salary?  If you're not using all your salary, you can probably take it.  A three month sabbatical between jobs?  Savings allow you to do that.  A course you think will change your career trajectory that your company won't pay for?  Savings will let you take it.
In this cast, we're going to talk about some simple first steps.  There is lots of hardcore savings advice on the internet.  We're not going to try and replace that here.  We're just going to give you a few gentle steps in the right direction.


This Cast Answers These Questions

  • How do I make sure I'm prepared for anything?
  • How do personal finances affect my career?
  • Why are personal budgets important?

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